Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Strategies for Managing Student Loan Debt Five strategies for managing your student debt. Insurance Needs Assessment: For Empty Nesters and Retirees Do your insurance needs stay the same when the nest empties? Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.